AI + HUMAN CFO · FROM $49/MONTH

You shouldn't need a CFO to understand your own finances.

XPlor connects to your accounting software and bank, then gives you what a brilliant CFO would tell you — AI-powered, human-reviewed, and 10x more affordable than hiring one.

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No credit card requiredSetup in 5 minutesHuman CFO review from $599/mo

The Gap

The gap no one talks about

Most financial tools tell you what happened. XPlor tells you what's going to happen — and what to do about it.

QuickBooks tells you what happened last month. You need to know what happens next.

A fractional CFO costs $5,000–$15,000/month. You need that level of insight. Not that invoice.

Spreadsheets are your current "forecasting tool." You know this isn't sustainable.

82%

of business failures trace to cash flow problems

61%

of owners face regular cash crises

days — average business cash reserves

Process

Up and running in minutes

No configuration. No spreadsheet imports. XPlor works from the moment you connect.

Connect

Link QuickBooks or Xero + your bank. 5 minutes. We handle the rest.

See

XPlor immediately generates your cash position, 13-week forecast, and flags what needs attention. No setup.

Act

Every Monday, your AI CFO briefing tells you what changed, what's at risk, and exactly what to do.

Get reviewed

On Pro + CFO, a real fractional CFO reviews your AI reports before you see them, then meets with you monthly.

Features

Everything a CFO gives you

Every feature your business needs to stay ahead of its finances — not just track them.

Live Cash Dashboard

Real-time bank feeds give you an always-current view of cash across all accounts. No manual refreshes.

13-Week Cash Forecast

Auto-generated on day one. See projected cash flows 13 weeks out — no spreadsheet required.

AR & AP in Plain English

Who owes you money. Who you owe. What's overdue. Explained clearly — no accounting jargon.

Scenario Planning

"What if I hire someone?" "What if that client pays 30 days late?" Model decisions before you make them.

Weekly CFO Briefing

Every Monday: what changed, what's at risk, and the 3 things you should focus on this week. Plain language.

Human CFO Layer

A real fractional CFO reviews every AI report before you see it. Monthly sessions. Async Q&A. Expert judgment at software pricing.

Most trusted

The CFO Layer

A real CFO. An affordable price.

AI does the prep work. A human CFO does the judgment. You get the answer — without the six-figure salary.

AI does the prep

Pulls data from your bank and accounting tools. Generates forecasts, reports, and briefings in seconds.

CFO does the judgment

A seasoned fractional CFO reviews every AI report, checks assumptions, and adds expert context before you see it.

You get the answer

Clear, actionable insights. Not raw data. Not jargon. Just what you need to make your next financial decision confidently.

Capability	Traditional Fractional CFO	XPlor Pro + CFO
Cash position monitoring	Monthly review	Real-time, always live
13-week cash forecast	Custom build, $2,000+	Auto-generated day 1
Weekly financial briefing	✗ Not included	Every Monday
Scenario planning	Ad hoc, billable hours	Self-serve, unlimited
Human CFO review	✓ Yes	✓ Yes (every report)
Monthly strategy session	✓ Yes	✓ Yes
Async Q&A	✗ Extra cost	✓ Included
Monthly cost	$5,000–$15,000	$599

Pricing

Priced for your revenue stage

Transparent pricing that scales with your business. No surprise invoices. Cancel anytime.

MonthlyAnnualSave 20%

Seed

$49

/month

Revenue up to $1M

Essential cash visibility for early-stage businesses finding their footing.

Live cash dashboard
13-week auto-forecast
AR/AP plain-English view
QuickBooks + Xero connect
1 bank account

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Stop guessing. Start knowing.

Join thousands of SMB owners who've traded spreadsheet anxiety for Monday morning clarity. Setup takes 5 minutes.